Apple wants to replace plastic credit cards with the Apple Pay mobile wallet and the new iPhone 6. Will it finally be the one to succeed?

by Marguerite Reardon  @maggie_reardon
/September 11, 2014 9:17 AM PDT

Apple’s iPhone 6 and iPhone 6 Plus will come with an NFC chip that will allow users to pay for things by tapping their phone.
Apple
The new Apple Pay service is not much different from other mobile wallets already on the market, but it’s likely to have a better chance than any other solution of getting people to use smartphones to pay for things.
Google, PayPal and joint venture Softcard (formerly Isis) — made up of three of the nation’s largest wireless operators — are just a few of the companies that have spent years and millions of dollars trying to convince consumers that they should chuck their plastic credit cards and instead pay for things with a smartphone or mobile app.
Now Apple is getting into the game, unveiling Apple Pay this week at a splashy event that also introduced the Apple Watch and the big-screen iPhone 6 and iPhone 6 Plus to the world.
But so far, consumers have not seen …